ACAG Program New Registration Start; Complete Guide Step-by-Step

ACAG Program Registration
The Chief Minister of Punjab, Maryam Nawaz Sharif, launched this program recently. It aims to grant housing opportunities to eligible and low-income families in all areas of Punjab. Those who qualify under the ACAG program can claim an interest-free loan of 1.5 million rupees from the government of Punjab after goal completion at registration.
In the interest of quick and efficient rollouts, the Punjab government has divided this initiative into three execution phases. In the first phase, 70,000 families from the lower-income brackets will be granted housing loans of 15 lakh rupees to help them construct their homes. The second and third phases will provide 20,000 and 10,000 housing units, respectively.
For participants to take advantage of this assistance, registration during the first phase is essential. My aim with this article is to make sure all eligible constituents know how to fill out the application, apply for the ACAG program, and provide the supporting materials required for eligibility.
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ACAG Eligibility Criteria:-
In case you intend to get an interest-free loan of 15 lakh rupees under the Apni Chhat Apna Ghar scheme offered by the Punjab Government, you need to fulfill some criteria to successfully register. The Government of Punjab has listed four main criteria each candidate must meet to become eligible under the program. Hence, only those who fulfill these conditions shall move forward with their application. Given below are the official criteria specified by the Punjab Government:
- The applicant or any member of his family must be a citizen of Punjab according to the CNIC they hold.
- The applicant should, in his name, hold no less than 5 marlas of land in the urban areas or 10 marlas in the rural areas to build a house.
- The applicant must not have a record of such crimes, including but not limited to crimes against the state, anti-social offenses, or serious crimes.
- The applicant is not permitted to have any unsatisfied defaults with any bank or other financial institution.
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How to Apply for the ACAG Program; Step-by-Step Guide:-
Let’s move forward with the article and outline the essential steps to successfully finalize your ACAG program registration from the comfort of your home.

The Punjab government registration has two options, the simplest being online. Go to the ACAG webpage, press the ‘Register’ tab, and fill out the account creation form. Once logged in, confirm your residency and property status, then proceed to complete a three-part registration form, which includes personal details, document uploads, and optional feedback. To finalize the process, apply. If you can’t register online, you can go to the nearest Deputy Commissioner’s Office and check in at the ACAG registration desk.
Whether online or in person, registering with the Punjab government is easy. If you wish to register online, access the ACAG webpage and click ‘Register’ to create an account. After logging in, confirm your details and complete the form that requires personal information, document uploading, and optional feedback. Finally, click submit. There should not be any issues, but if there are, just go to the ACAG registration desk at your closest Deputy Commissioner’s Office.
Registration for the Punjab government can be done either completely online or in person. If you wish to do it online, visit the ACAG webpage, where you have to create an account before logging in. Verify your details and submit your application after filling out the three-part form. For those who cannot register online, the ACAG registration desk at the Deputy Commissioner’s Office is the place to go.
Latest Updates for Apna Ghar Apni Chat Program (ACAG):-
As per the recent update posted on the official Facebook page of Maryam Nawaz Sharif, the Chief Minister of Punjab, the Apni Chat Apna Ghar (ACAG) program is gaining popularity quickly. Approximately 544,000 registered users have created accounts, and 280,000 of them have applied successfully. In addition, over 76,000 applications are still in draft status, waiting to be completed. If you meet the conditions, this is a good chance for you to apply and get a step closer to a home you can call your own. Don’t wait- submit your application now and turn your dream of owning a home into a reality.
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In the latest news, the Punjab government has successfully disbursed loans under the ACAG program to thousands of families, allowing them to complete their houses. Also, the fifth list of eligible candidates for disbursement has now been issued. If you have applied previously, visit the official ACAG website today to see the latest ballot results. This program is life-changing, and if you want to build your own house, now is the best time to take action.
Conclusion:-
The Punjab Government’s “Apni Chhat Apna Ghar” scheme is a pioneering initiative that seeks to assist poor and deserving families in realizing their dream of becoming homeowners. Under this scheme, deserving individuals are provided with an interest-free loan of Rs 15 lakh to help them build their own homes. This assistance can be a major step in making home construction more affordable. If you qualify for the stated eligibility criteria, do not miss the opportunity to register as early as possible. This article gives a step-by-step guide on how to fill out the registration process. Grab this amazing opportunity to make your dream house a reality and have a better future.